CycleGuard
CycleGuard

ABOUT

CycleGuard

With over 20 years’ experience of serving the cycling community, we understand the needs of cyclists. That’s why we’ve designed a policy so whether you ride on the road, mountain, trail or track, you can ride with confidence that you’re protected.

Want to know if cycleGuard is right for you? Take a look at our policy features and you’ll see we’re as serious about cycling as you are.

WHAT DOES CYCLEGUARD COVER?

Accidental Damage

ACCIDENTAL DAMAGE

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

Theft

THEFT

We know bike theft is an issue, which is why we include in-vehicle cover and why we don’t hide behind complicated lock requirements. See our website for our lock list.

New For Old

NEW FOR OLD

Replacement on a new for old basis for bicycles up to 3 years old. Older cycles are subject to depreciation.

Choice Of Area

CHOICE OF AREA COVERED

You are automatically covered anywhere in the UK, but you can extend your area of cover to the EU or Worldwide. Your cycle insurance will last for up to 90 days (45 days per trip).

Public Liability

PUBLIC LIABILITY (optional)

Accidents can happen when out riding, so we protect you against third party damage or injury claims. You can choose from 3 levels of cover; £1m, £2m or £5m. The public liability option also includes up to £10,000 of personal accident cover. Under 16s not covered.

Accessories

ACCESSORIES (optional)

From your Garmin to your Oakley’s, light sets to lycra, it's easy to cover your cycling accessories with us. CycleGuard will cover up to £500 worth of accessories for theft and accidental damage. Mobile phones not included.

MORE THINGS CYCLEGUARD COVERS YOU FOR...

    CYCLE HIRE

    Making a claim with us and still need a bike? It’s covered as part of our claims service, up to £500. Subject to an approved claim.

    RACE FEES - Optional

    This provides cover for cyclists that participate in road racing, time trials and other cycle related competitive activities. Cover up to 3 claims totalling £750 provided.

    FAMILY EXTENSION - Optional

    This option allows other members of your family living at your insured location to have occasional use of your bike. The cover is for theft and accidental damage only. Children must be over 16 years old.

    CYCLE RESCUE (UK only) - Optional

    Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’. You must be at least a quarter of a mile from your insured location.

    RACE FEES - Optional

    This provides cover for cyclists that participate in road racing, time trials and other cycle related competitive activities. Cover up to 3 claims totaling £750 provided.

20 YEARS OF COVERING CYCLISTS

For over 20 years, we've helped thousands of cyclists take care of their bikes and during that time we've built up a reputation for excellence and a unique understanding of what you value - so that you can concentrate on the things you love.

VIDEO

CycleGuard

20 Years of Seriously Good Insurance

WHY BUY SPECIALIST CYCLE INSURANCE?

Household insurance may not provide the level of cover you need when you're serious about cycling, such as cover when away from home, accidental damage, cover whilst competing or public liability protection - essential cover features for any cyclist.

That’s where a specialist insurance provider like cycleGuard can help, so you can find cover that’s right for your equipment and favourite rides. As we’re as serious about cycling as you are.

THE SMALL PRINT

Cycleguard is a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. FRN 310419. Lloyd's Broker. Registered in England under No. 00338645 Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Cycle Republic (UK) Ltd is an Appointed Representative of Thistle Insurance Services Ltd.